No Credit Check Loans
No credit check loans are ideal if your credit is less than perfect. Many of us have blemishes on our credit records, but many lenders understand that our past credit history does not necessarily mean that we are irresponsible borrowers. If you need a loan and your credit is bad, you have arrears, CCJ's or defaults, these lenders do not use a credit scoring system to approve your loan.
No Credit Check Payday Loans
Payday Loans are short term loans of a small amount usually repaid within 30 days so they do not pose much of a risk to a lender. Therefore many lenders are quite lenient about who qualifies for a payday loan, and are more interested in the fact you can afford the loan than your past credit history.
Everything Payday - do not use a credit checking system on loans of up to £1000. To qualify for a loan you need to over 18, a UK resident with income of £500 a month or more and a bank account with a debit card. Very high acceptance rates
Purple Payday - Purple Payday have a panel of lenders which gives you the best chance of getting the money you need., regardless of credit history. This lender has an excellent acceptance rate, and does not need a credit check in order for you to qualify for a loan. You can borrow up to £750 and you need to be a UK resident over 18, with a bank account which accepts direct debits.
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Need to Borrow Up to £3000?
Borrow up to £3000 unsecured no credit score needed
No Credit Score Loans can lend up to £3000 unsecured, with no credit checks or credit score required. If you have had problems with bad credit, CCJs or been turned down before for other loans, we recommend you try No Credit Score Loans, as they are able to help in the vast majority of cases.
Repayments over 12 to 60 months
You can choose to repay the loan over 12 to 60 months, and if you choose to repay the loan early there are no penalties.
How do No Credit Score Loans work?
You will need a guarantor to back your application - this must be a UK homeowner aged 18 or over - maybe a parent, relative or friend is willing to do this for you. The guarantor guarantees that in the event you are unable to meet your loan repayments they will take responsibility for the debt.
Do I Qualify for a Loan?
If you are aged over 18, and have an active bank account, and can provide a guarantor aged 18 or over who is a homeowner with a reasonable credit history is it very likely that your loan will be approved.
Funds Within 72 hours
Most loans are completed and paid within 72 hours, making this one of the quickest unsecured loans available.
How do I apply
You can apply online - it takes around 60 seconds. Completing the application form places you under no obligation.
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